Top benefits of owning a home Experience... The Difference
Tracy Stepp, GRI Realtor® / Broker 800-719-1541	Here are six significant reasons to grab that hefty piece of the ownership data pie: Tax deductions: Although they're the stuff that bill-paying grumbles are made of, mortgage interest and property tax obligations are a homeowners best friend come April 15. For both federal and state income taxes, these payments are usually fully deductible. And in the first years after a home purchase, most of the money paid toward those mortgage payments represents interest. Think of it as a government subsidy on the purchase. In addition, many closing costs, such as points paid and fees for your loan application and appraisal, may be deductible, either immediately or down the line when you plant that "For Sale" sign in your lawn.  Stability: Renters generally have no idea what they'll be paying a few years down the line. Home owners with fixed-rate mortgages, however, essentially have the same payment for up to 30 years. Even those with adjustable rates have a cap and can figure out their maximum potential mortgage payment. The stability also comes from the sense homeowners get of being anchored to their community. When you own your home, and you're paying taxes on it, you might have your voice a little better heard when it comes time to speak up about neighborhood or community issues.  Freedom: Speaking up within your home is also much easier when you own it. No need to worry about "the downstairs neighbors complaining you're too loud, or the upstairs neighbor stomping around at 1 a.m.   You pick every paint color, won't get fined for scratches on the wall," she says. The decision-making extends to the yard as well; You can plant perennials and enjoy them forever. You can plant a tree and watch it grow and grow. You can plant a family and watch it blossom.
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FREE REPORTS *  Benefits of Home Ownership * Top 10 Buyer Mistakes * More Money For Your House * Thinking of Building New? Community Profiles * Carmel, IN * Cicero, IN * Fishers, IN * Indianapolis, IN * Noblesville, IN * Sheridan, IN * Westfield, IN * Zionsville, IN	What others are saying about the experience: "Thank you for all your hard work and diligence in helping us get our new home. You have been awesome every step of the way! We will definitely recommend you if anyone we know needs a Realtor.  We could not have 'made it through the bumpy road with the wheels still on' without your guidance.  Take care and we would love for you to see the house after we move in."  - Lee & Tracy "Thanks again for all of your efforts with the numerous details of my relocation/selling process.  The pictures are great.  I will reference these again one day, and I greatly appreciate your thoughtfulness.  I thought you did an excellent job throughout the entire process."   - Brian "Thank you for all your hard work. You give 100% and more. That's very rare. Working with you was a pleasure. Thank you for getting the house sold so quickly! If you're ever in Texas please look us up, Take care" - Lance & Kara "Being first time home buyers we were unfamiliar with all the "home buying" language. Tracy went out of his way, any time of the day, to make sure we had all our questions answered. We are very happy in our first home. Thank you for all your help". - Darren & Marianne More...

Tracy Stepp is a Real Estate Agent Serving the Central Indiana area including: Noblesville, Carmel, Fishers, Westfield, Indianapolis, Cicero, Arcadia, Sheridan, Pendleton, Lapel, Atlanta, Hamilton County, Morse Lake, Geist Lake.

Tracy Stepp, GRI
Realtor® / Broker
FC Tucker Co. Inc.
100 Lakeview Dr.
Noblesville IN 46060
800-719-1541

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